Website Visitors:
Except as herein described, InvestingMantra.com and Kunal A. Desai (collectively "we", "us", "our") do not collect or require visitors to our Web sites to furnish personally-identifying information such as names, email addresses and phone numbers. Like most Web site operators, we do collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and date and time of each visitor request. We also collect potentially personally-identifying information like Internet Protocol (IP) addresses, which are non-personally-identifying in and of themselves but could be used in conjunction with other information to personally identify users.
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
Comment and Contact Forms:
Certain visitors to our site choose to interact with us in ways that require us to know more about them. The amount and type of information that we gather from those visitors depends on the nature of the interaction. For example, visitors who wish to post comments to our blog posts are asked to provide valid e-mail addresses that identify that content as having been posted by a legitimate visitor. Visitors that submit contact or other forms, by comparison, are asked to provide contact information, up to and sometimes including telephone or fax numbers, so that they can be contacted as necessary. In each case, we collect personally-identifying information only insofar as is necessary to fulfill the purpose of the visitor's interaction with us.
I believe that all personally-identifying information should remain confidential to the maximum extent of the law. Except as otherwise required by law, rule, or regulation or in the following manner, we will not share your personally-identifying information with any outside party:
•Providing our products and services to users, including the display of customized content and advertising;
•Auditing, research and analysis in order to maintain, protect and improve our services;
•Ensuring the technical functioning of our network; and
•Developing new services.
We will never sell, pledge, lease, or otherwise assign or give your personal information to anyone.
Information Security:
I take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
I restrict access to personal information to certain individuals who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including criminal prosecution, if they fail to meet these obligations.
Changes to This Policy:
Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice.
If you have any additional questions or concerns about this Policy, please feel free to contact us any time through this web site.
No Investment, Financial, Tax, Other Advice:
The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject the operators or contributers to this website ("we", "us","our") or our affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by us or our affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.
This website contains the personal opinions, philosophies, and investment strategies of Kunal A. Desai. You should consider your own situation, your risk tolerance, fees, expenses, taxes, and more before investing.
When in question or doubt, do not rely on the information contained on this website. Instead, consult your own independent advisor.
Disclaimer of Warranty and Limitation of Liability:
The information on this site is provided "AS IS" and without warranties of any kind, including warranties as to the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, I cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.
The owner Kunal A. Desai and entities he controls or in which he invests are not liable for any action you take or omit to take, or any losses resulting from any action you take or omit to take, based on the information on this website.
Copyright and Other Notices:
All Information available through "InvestingMantra.com" is the property of Kunal A. Desai or the respective information provider and is protected by copyright and intellectual property laws. All rights reserved. If you download any information from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in all such information. You may link to any page or article on our website for free.
Links to Third-Party Content:
We may provide hyperlinks or pointers to other Web sites maintained by third-parties or may provide third-party content on our Web site by framing or other methods. Links to third-party Web sites are provided for your convenience and information only and does not indicate or imply an endorsement by us of said third-party content, products or services. The content in any linked Web site is not under our control so we are not responsible for the content, including any further links in a third-party site.
No Duty To Update Content and Content Date:
The information provided on this Web site by us speaks only as of the respective dates on which the information was first created, even if such date is not visually or otherwise available to the visitor. This information can become out-of-date. We make no commitment, and disclaim any duty, to update any of this information, except as expressly stated on this Web site.
Past Performance; Performance Guarantees:
Past performance is not indicative of future results. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
Note: These policies apply to the InvestingMantra.com website. External websites to which this site links may have their own privacy policies. Please check with those sites before use.
Except as herein described, InvestingMantra.com and Kunal A. Desai (collectively "we", "us", "our") do not collect or require visitors to our Web sites to furnish personally-identifying information such as names, email addresses and phone numbers. Like most Web site operators, we do collect non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and date and time of each visitor request. We also collect potentially personally-identifying information like Internet Protocol (IP) addresses, which are non-personally-identifying in and of themselves but could be used in conjunction with other information to personally identify users.
We use third-party advertising companies to serve ads when you visit our website. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.
Comment and Contact Forms:
Certain visitors to our site choose to interact with us in ways that require us to know more about them. The amount and type of information that we gather from those visitors depends on the nature of the interaction. For example, visitors who wish to post comments to our blog posts are asked to provide valid e-mail addresses that identify that content as having been posted by a legitimate visitor. Visitors that submit contact or other forms, by comparison, are asked to provide contact information, up to and sometimes including telephone or fax numbers, so that they can be contacted as necessary. In each case, we collect personally-identifying information only insofar as is necessary to fulfill the purpose of the visitor's interaction with us.
I believe that all personally-identifying information should remain confidential to the maximum extent of the law. Except as otherwise required by law, rule, or regulation or in the following manner, we will not share your personally-identifying information with any outside party:
•Providing our products and services to users, including the display of customized content and advertising;
•Auditing, research and analysis in order to maintain, protect and improve our services;
•Ensuring the technical functioning of our network; and
•Developing new services.
We will never sell, pledge, lease, or otherwise assign or give your personal information to anyone.
Information Security:
I take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.
I restrict access to personal information to certain individuals who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including criminal prosecution, if they fail to meet these obligations.
Changes to This Policy:
Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Policy changes on this page and, if the changes are significant, we will provide a more prominent notice.
If you have any additional questions or concerns about this Policy, please feel free to contact us any time through this web site.
No Investment, Financial, Tax, Other Advice:
The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject the operators or contributers to this website ("we", "us","our") or our affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by us or our affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.
This website contains the personal opinions, philosophies, and investment strategies of Kunal A. Desai. You should consider your own situation, your risk tolerance, fees, expenses, taxes, and more before investing.
When in question or doubt, do not rely on the information contained on this website. Instead, consult your own independent advisor.
Disclaimer of Warranty and Limitation of Liability:
The information on this site is provided "AS IS" and without warranties of any kind, including warranties as to the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, I cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose.
The owner Kunal A. Desai and entities he controls or in which he invests are not liable for any action you take or omit to take, or any losses resulting from any action you take or omit to take, based on the information on this website.
Copyright and Other Notices:
All Information available through "InvestingMantra.com" is the property of Kunal A. Desai or the respective information provider and is protected by copyright and intellectual property laws. All rights reserved. If you download any information from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in all such information. You may link to any page or article on our website for free.
Links to Third-Party Content:
We may provide hyperlinks or pointers to other Web sites maintained by third-parties or may provide third-party content on our Web site by framing or other methods. Links to third-party Web sites are provided for your convenience and information only and does not indicate or imply an endorsement by us of said third-party content, products or services. The content in any linked Web site is not under our control so we are not responsible for the content, including any further links in a third-party site.
No Duty To Update Content and Content Date:
The information provided on this Web site by us speaks only as of the respective dates on which the information was first created, even if such date is not visually or otherwise available to the visitor. This information can become out-of-date. We make no commitment, and disclaim any duty, to update any of this information, except as expressly stated on this Web site.
Past Performance; Performance Guarantees:
Past performance is not indicative of future results. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
Note: These policies apply to the InvestingMantra.com website. External websites to which this site links may have their own privacy policies. Please check with those sites before use.
